Important Matters To Think Of When Looking For A Commercial Carpet Cleaning Company

As a building manager, you’ll definitely see plenty of dirt every day. Although the utility staffs are doing anything they can to remove those dirt, it is still not enough. What is even worse is when building tenants are beginning to complain about it. Once you get into their door, it will be all clear to you for sure. What will be the solution for this? Who can assist you with this problem?

If you are always facing on a computer, then you will most likely make a search about it. Type in what you want. A long list of top commercial carpet cleaning companies will pop up right there in front of you if this is what you are looking for. I’ll tell you, these firms have the best Search Engine Optimization techniques. Are they the most ideal in the business? Perhaps they can, but they might only make your business top ranked in the search engines. Your chosen firms would likely be those that are listed in the first or second page. All commercial carpet cleaning companies would absolutely love to be listed on the top pages. Furthermore, they will do their very best simply to win over their business competitors.

Collecting several feedbacks and testimonials from previous customers and reading them may be great for you. But sometimes, a certain commercial carpet cleaning company may not be able to post names and testimonials of other clients, much like where you don’t want to post your information for the whole world to see because of privacy issues. This is for the reason that these firms are seeking to give satisfactory services to their clients.

Is the commercial carpet cleaning company operating for a long time already? Having said that, always keep in mind that the reliability of a firm in giving services is sometimes undeterminable in its longer years of business experience. In addition, its long years of experience may also mean they have already offered outstanding services to a number of people. However, do not ignore the fact that an inexperienced new commercial carpet cleaning company can offer you exceptional services, much like those experienced ones. How can I say this? Newer companies in this industry are capable enough to help make your carpet looks sparkly clean. They need the praise and reviews of contented clientele.

Is there any security issues? Do you need to open your doors for several hours because they have truck-mounted machines to utilize? If that is so, can they offer total security services? The latest in commercial carpet cleaning technology is eco-friendly and fast, and doesn’t need the technicians to prop open a door. What the technicians do is bring the necessary machines within your building, make use of them and leave your premises afterwards. You are assured with a total security service. What is even very best is that no heating or cooling energy that will be wasted.

Is the prospective company able to bring their equipment to higher floors of your building without needing to drag miles of hose? A non-truck-mounted solution is needed when working on the 3rd or fourth floor. This cannot be performed by all commercial carpet cleaners however, so you must search for the very best one.

Top 3 Trailblazer Entrepreneur ‘secrets’ To Managing Your Time

Do you have difficulty finding time for everything? Are you often tired at the end of the day from trying to fit everything in?

It’s overwhelming…and common. You’re going from one thing to the next and you never seem to get everything off of your to-do list. This happens all the time and is one of the most common complaints from entrepreneurs, especially if you’re just starting out your business.

You’ve probably taken multiple courses, attended seminars, and hired coaches to help you with your business…or health…or relationships…or finances, so that you can feel like you’re more in control over these particular areas of your life that are important to you…and make time for them.

But what it really comes down to is how you use your time to have all that you want. Of course you need the help, knowledge, and tools, but first you need the time management know-how to be able to use those resources, otherwise, you will have no time to have the healthier and wealthier business and life that you want, desire and deserve.

As an entrepreneur, the way that you use your time really does determine how successful you are—personally and professionally. That’s why it is so important to be crystal clear about what you really want, what your priorities are, and how you’re going to accomplish what you want—whether you do it yourself or hire someone else to do it.

The goal of this article is to share 3 ‘secrets’ to managing your time better, so that you are more productive, more satisfied, and have ample time to include all that you want in your day or week.

1. Know what should dedicate your time to and what should not: One of the most important first steps is to know what you really want; think of one specific thing at a time. Think about what you want to happen or what you want to have in the next 30 or 90 days.

Then with this one goal in mind, think of what needs to happen—what tasks need to be done—for you to get it accomplished. Remember that you don’t have to do every task yourself; think about who you will need to help you; it could be a partner or a VA or even a neighbor or friend.

2. Understand how much your time is really worth: One of the biggest blocks for many entrepreneurs is thinking that they will save more time and money doing every task themselves. This may be true in some cases, but in most, entrepreneurs save more than twice as much time and money concentrating on those tasks that they are passionate about, good at, and that will generate money, by delegating the other detailed tasks.

So, a useful exercise to determining whether to get help with the growth of your business or not is to determine how much your time is really worth. So, how much is your time worth?

Give yourself a general hourly rate as a basis. Knowing how much your time is really worth and how much time you spend on all of your tasks on your to-do list, you’ll be clearer about what you want and need to delegate to grow your business the fastest.

3. Don’t keep everything bottled up in your mind—write it out: People have different ways of making lists that work best for them, but no matter what kind of list works best for you, it’s important to get all the things out of your mind and onto paper.

Because then you are able to fully see what seems to be important to you (it’s on your mind after all). Once you see where you want and need your time to go, you’re able to then make a plan to either schedule out each task, delegate to someone else, or eliminate it if it is not going to really get you to where you want to be.

There are of course many other time management ‘secrets’ to creating a business and life that you truly enjoy and honors your lifestyle, but starting out with these 3 ‘secrets’ will help you start getting clear on how to best use your time.

How To Help Catch Criminals From Your Business

If you are a business owner, then you know how expensive, stressful, and unnerving crimes of any kind can be if they take place at or near your business. If a crime is violent or involves a high enough level of theft, it can even deter customers, who will be wary of revisiting the scene of a crime. There are enough stresses that go into running a business. Criminals should not consume so much of your vital mental energy.

There is a solution to the problem of crime, though, and that is in security cameras for business. A security camera can, with a wide-angle view much greater than any individual, like a security guard, can see, view criminal activity as it occurs on a safely recorded device. Tapes can easily be given over to the police so that they can track down criminals of all kinds. Not only that, but the mere presence of a camera can deter crime, as potential criminals will see that their actions can be caught on a permanent recording device, even if the camera lens itself becomes damaged. For the safety of your products, your customers and clients, and your business itself, here are some of the many kinds of crimes that can be caught on a security camera:

• Shoplifting, one of the most common crimes that happens on store grounds, is an expensive crime for business owners. Thankfully, cameras that are positioned well and closely monitored can spot shoplifting very easily. Cameras are your top defense against shoplifters.

• Fighting is a crime that can scare off every single one of your customers and clients at one time. Fights can break out between individuals of any age group and either gender. This has been caught on camera several times in businesses of all kinds around the country. Fighting, thankfully, can be caught on camera, so that those who are guilty of this crime can be found before they pose a threat to even more people and businesses.

• Vandalism can affect either the outside or inside of your business. Vandals can damage your products on your shelves, furniture, and other property inside the business, or the walls outside. For this reason, it is important to catch vandals by posting cameras both indoors and outdoors. Gang-related activity, pranks, or even disgruntled customers can be to blame for vandalism. Whatever the case may be, no one is invisible, so a camera can catch their activities in your business.

• Verbally abusive customers can scare off customers and disturb your employees. Some customers can even threaten violence against your business. In these cases, it is important to notify the police that a customer may be a threat to your business, your employees, and your customers or clients. When you notify the police, you can provide camera footage of that customer’s visit so that this customer can be banned from returning to your business. They may even be arrested for their threatening behavior.

• Employees who are guilty of time theft, or remaining on the clock while not working, can be caught on camera. Whether they are using their phones, sleeping, or otherwise avoiding work while being paid, you can catch them and take corrective action against their behavior.

No matter what unfortunate events may befall your business, it is important to be protected. It is simply good business practice to protect your investment. For this reason, security cameras for business are your top priority behind installing an alarm system. You never know what could happen to your property on any given day. This is the reason you have insurance. This is also the reason you should have cameras.

Hong Hong’s Top Businessman – Richard Li

As Chairman of PCCW, Hong Kong’s largest telecommunication company and Asia’s leader in the information technology services industry, Richard Li Tzar Kai is not a man with idle hands. Richard Li is also a member of the Washington D.C. Center for Strategic and International Studies’ International Councilors Group, the Global Information Infrastructure Commission, a Chinese University of Hong Kong Council Member, and the Hong Kong Computer Society.

Beyond his professional memberships, Richard Li has an impressive and varied business background.

Net Worth

A businessman and investor, Richard Li has brokered some of China’s most amazing deals. Richard Li’s net worth has been reported in the range of $1.1 billion, according to Forbes magazine. He is considered to be among the richest men in the world. Richard Li is the youngest son of Li Ka-shing, China’s richest man who is estimated to have a net worth of $18.8 billion.

Borrowing $250 million from his father in 1991, Richard Li launched the StarTV satellite outfit. Later, in 1995, Li sold StarTV to Rupert Murdoch for $950 million. Richard Li used the profit from this sale to finance his investments in technology, real estate and financial services and to start Pacific Century Group.

Ask Men

Providing information of interest to men through its online portal, Ask Men lists Richard Li within the Ask Men Top 49 Men of 2006 list. His placement is due to his extensive business accomplishments and aspirations.

Business Week

Placed with such business moguls Walter Buckley III of Internet Capital Group, Vinod Khosla of Kleiner Perkins Caufield & Byers, Masayoshi Son of Softbank, and Jim Breyer of Accel Partners, Richard Li has been placed on “The E.BIZ 25” by Business Week.

Business Week states Richard Li’s placement on this prestigious list is due to his turning PCCW into one of Asia’s largest internet companies and promoting e-commerce in Hong Kong.

SARS Response

The severe acute respiratory syndrome virus (or SARS) devastated Asia and 29 other countries around the world in 2003. The SARS breakout resulted in quarantines, hysteria, travel restrictions, and approximately 774 deaths. With direct guidance from Richard Li, PCCW rose to the aid of those affected by the outbreak by providing vital telecommunication services to medical staff, patients, and fundraisers. Additionally, Richard Li volunteered PCCW to set video conferencing allowing desperately needed communications with families for quarantined SARS victims and volunteers. Richard Li also had PCCW supply telephone medical and legal advice hotlines support for isolated patients and communities, a special story time program for children under quarantine protection, and charity fundraisers and community activists call center support.

As well as providing technical services, Richard Li and PCCW combined to donate $1 million to the SARS victims’ Business Community Relief Fund. In his annual report for the company, Richard Li praised PCCW employees for their contribution in the fight against SARS in Hong Kong. Richard Li further stated his pride in PCCW’s people for serving the community with the company in efforts to ease the economic and social hardships, noting that many gave up their free time to help out as volunteers.

By: Thomas Zedwick

The 7 Wonders Of The Business World !!!

We have all heard about the Seven Wonders of the World. Can you name them? Today there are so many things that the discussion gets wide open very quick. I have way more than seven and they cross over from ancient to modern and even man made. I will give you my top seven and then move on to what I consider the seven wonders of the business world.

The Great Pyramids in Egypt.

The Great Wall of China.

The Grand Canyon

The Internet

The Dead Sea

The Rain Forest

The Northern Lights

I know I left out some of your favorites, but I did say I had a lot more than seven but these are my top seven. In business I also believe that there are seven wonders of successful business people. Yes there are more but if you key on just these seven you will be great in everything you do in business and in life. Each one can be expanded to encompass even more areas.

Integrity- Be honest and trustworthy in all your dealings!

Customer First- Put the customer’s needs above yours, always!

Do It- If you said you would do it, then get it done.

Innovate- Get out there on the leading edge and be creative.

Chose a Mentor- Find someone who will be honest and critical of you.

Give Back- Volunteer and get involved in your community.

Listen and Learn- Always try to learn something new and listen to the market and your customers. The business man who listens has an edge on the competition and you always need to be educating yourself so you can keep your customers and employees up to date on the market and the product you sell. If you think you’ve heard or learned it all, I have one more lesson for you. Failure!

Don’t get me wrong there are many more things that can make a business succeed, but they generally come from the foundation of these seven things. If you can make the seven things above into habits you will be amazed at the success your company can and will have.

Business to Business Marketplace Helps You Grow Your Business Extensively!

A B2B business or Business to business marketplace is a platform that helps international buyers to get in touch with global suppliers and the other way around. For example, a plastic manufacturer company supplies plastic bags in bulk to a garment factory so that they can pack their final goods. The platform through which the plastic manufacturing company and the garment factory meets is the example of a business to business marketplace. Through a business to business marketplace, new buyers and suppliers can discover their potential prospects and can even cross all national as well as international boundaries in order to achieve success for their business. Use of B2B marketplace by the suppliers, buyers, sellers, exporters and importers is not new. This is because a B2B marketplace empowers any business community that is interested in B2B business no matter how small or large the community is, to market their goods and services beyond any geographical limits. Furthermore, a B2B portal or website gives you access to a wide range of goods and services from local and international manufacturers, agents, wholesalers, suppliers, buyers, retailers, etc. This lets you compare prices, packages and products from different suppliers to make a well-informed buying decision. In addition, almost all reputable business to business marketplaces offer community forum or a discussion board that helps their registered traders, buyers and sellers to interact with each other on a wide range of topics. A B2B web portal offers many benefits especially to small businesses that do not have huge marketing budget to advertise their goods and services on the international market. A business to business marketplace not only saves loads of time but also does not require much efforts to produce the desired results. Everything is available at just the click of your mouse. You can find a huge range of products, suppliers, manufacturers, buyers, sellers, wholesalers, etc. You can even find the suppliers and manufacturers from a specific country. For example; you can search a specific supplier from China or United States, and if somehow you are not able to find your desired information then you can always contact the support department and can even post your queries to their forum or discussion board and talk about it. From the buyers and sellers perspective, a B2B website also is of great importance. This is because it empowers the users (buyers and sellers) to locate their required traders (importers and exporters) locally as well internationally. Apart from that, a B2B portal lets you approach your desired trader right from the convenience of your PC or Laptop. Similarly, international traders can also find out their potential prospects and communicate with them without spending huge fortune on marketing campaigns. Imagine, how easy and effortless business would it be? You can offer your goods and services to local as well as international buyers, and can increase your brand awareness in the international market. Buyers, suppliers, manufacturers, sellers, etc can contact with each other in order to increase their business opportunities. A B2B website maintains a database with the latest and up-to-date information about all the traders that you can access there so that you do not have to worry about the contact details of any trader you wish to contact. The main thing is, if you want to improve your visibility in the international market and trim down your marketing expenses then joining a business to business marketplace for marketing your goods and services is the ultimate solution for you.

Accessing Disaster Recovery Services Key To Business Continuity Planning For Small Business

Accessing disaster recovery services in the event that your company’s computer network goes down or there is a massive failure of your IT infrastructure is not a huge concern for large business. Generally, large companies, irrespective if they are intense users of IT resources, have professional planners dedicated to business continuity and disaster recovery planning. But for smaller companies who may not have the time or resources to devote to disaster planning, being able to locate and access experienced professionals who can recover data and get a small or mid-sized company’s computer network and IT infrastructure up and running quickly can be the difference between a business setback and permanently closing your company’s doors. In today’s business world sudden and unexpected business interruptions can come from many varied sources. Whether from flood, fire or the avian flue, tornadoes or terrorism, an unexpected event or unexpected confluence of events can shut down a business quickly, and the amount of time it takes for that business to get up and running again will largely determine the bottom lie impact of the unexpected. And the key to getting a business up and running quickly will usually depend on how quickly the business’ computer systems can be recovered. On September 11, 2001, New York brokerage firm Cantor Fitzgerald lost its offices and 680 of its 1,000 employees when terrorists leveled the World Trade Center. Cantor Fitzgerald was able to stay in business only because of a competitor that in an act of altruism and empathy offered the managers and employees who survived the terrorist attack the use of a fully equipped back up trading floor from which the survivors of 9-11 could revive the decimated company. Examples of recovery from the brink of disaster are not usually so dramatic – or inspiring. Unexpected business disasters can and usually do arise from the more mundane and everyday events we hear of. Anything from fire to flooding caused by a burst pipe, to a breakdown in the computer equipment that forms the information and data backbone of virtually every business today, can force a company to stop operations until its IT systems are up and running again. Fortunately, there is a wealth of expertise available for companies to tap into when the unexpected and unanticipated arise. For small businesses that cannot or do not expend the time and resources in preparedness planning and have not developed a business continuity and disaster recovery plan, a well-resourced computer equipment rentals firm can often supply and configure the computers and servers that will enable a business owner to recover the data and get his or her business up and running quickly after a business disaster. Where data has been lost, compromised or seems unrecoverable, data recovery and data forensics specialists can often step in and recover most if not all of the stored information that a business requires. (Of course, it helps if your system is already configured to backup and store data offsite.) While business continuity and disaster recovery planning may not be a practical reality for the small business owner, for any growth or mid-sized company it becomes an ever-growing necessity. Just like insurance, the risk that is run by not having a disaster recovery plan eventually outweighs the costs in time and planning resources that help ensure your business will be able to survive an unexpected business disruption. Once a business recovery plan is formulated, it should be tested. Again, specialists at a well-resourced business computer rental firm with expertise in providing disaster recovery services can assist in providing, configuring and setting up a backup computer network to test how your firm will be able to respond to a business disruption. A dry run of your business continuity plan will reveal any holes or oversights in your planning, and will allow you to further refine the model of how your business would cope with a sudden emergency that might otherwise force you to suspend or terminate operations.

Business Coach Shows Business Owners How To ‘let-go’ Of Their Business – And Let Their Employees Run It

Okay, so you want to move out of the day to day running of the business – and you know that you have to ‘let-go’ of certain jobs to let your employees run your business. I understand that contemplating this is very scary for most business owners. Rest assured even for the best business owners, going through this phase can be a little challenging at times – yet the rewards of doing it far outweigh not letting go. I guess you’re wondering how you can possibly rely on your staff to run your business the way you want, and expect, it to be run. Here’s the key. Your staff must be up to it. And for them to be ‘up-to-it’ there are a few things that you need to have in place… So let’s get into it… Most business owners start their business doing ‘everything’ yet as the business grows they come to the realization that they can’t do everything anymore. It just isn’t possible. Yet it can be pretty scary handing things over to someone else to do. Because you’ve done it so well, you may be thinking “what if the person stuffs it up”… or what if they don’t do it as well as you do it? What will your customers think? After all, you know all the hard work you’ve done to grow your business to this point – so you definitely don’t want anyone to stuff it up now! This is especially the case if the business isn’t making great money. In fact that’s probably the most difficult time to ‘let-go’. The thing that bugs most business owners that are in this position is this… You know that to grow you’ve got to let go, but in letting go you’ve got to pay someone to do it, and if they stuff it up it’ll cost you money… And you don’t want to lose money. And you don’t want your ‘baby’, your business to suffer. It’s certainly an emotional time. And because most business owners tend to be ‘control freaks’ and it can be hard letting go of the ‘control’. Can you relate to that? Well here’s the great thing… … You don’t have to let go of the ‘control’ That’s right – you don’t have to let go of the ‘control’ … You just need to learn new skills that can help you ‘keep control’ when you have people working with you. In fact I can show you how to have even more control over your business than you have right now… with the new skills and the new systems that I can teach you to put into your business – in just a few weeks, or months time – depending on your situation – you can ‘let go’ and at the same time gain more control Is that something that would be of benefit to you? Well let’s talk about it… You see, when you ‘let go’ to enable someone else to do a job for you – you’re probably wanting to know a few things. 1. That they can do a great job 2. That they will do a great job 3. That the money you’re spending on them will pay off 4. And that they’ll continue to do a great job, without you having to continually check up on them. So to help achieve these 4 things lets go through them. Now – it’s going to sound really simple. The truth always is simple. And that’s how I get a million or more in growth for the clients I work with… # 1 – You want to know that they can do a great job. To ease your mind on this, make sure you recruit someone with the right skills and test them on it so that they are up to your standard. If they aren’t, train them up, or get someone new. Simple – the key there is that you must have a great recruitment system – I’ll talk more about this in an upcoming business growth article. #2. – That they will do a great job. If you’ve followed a top notch recruitment system like the one I teach my clients – rest assured your employee will most definitely have the skill set… and they’ll also exceed another four key criteria that you must take every employee through. If they you have done that – the employ will do what you require. If they can’t you either train them up, or trade them out and get someone new that can do it. #3. – You’ll want to know that the money you’re spending on them will pay off. How will you know and measure this? Well, once again, a top notch recruitment system is crucial for your employee to be able to breeze through this step. Let’s assume you’re following my recruitment system. And you’re also following my recommendations on having key performance indicators so that you know exactly what returns you’re getting from each employee. Now for any employee, you can put them on for a trial period. So trial them to make sure you’re getting your moneys worth. If they’re not up to scratch train them up, or trade them for someone new. #4. – You’ll want to know that they’ll continue to do a great job, without you having to continually check up on them. Well, if you follow my recruiting system, my behaviour test method, and set up your business with 3 crucial elements to attract the right people … you’ll be home and hosed. As well as the 3 key things I’ve just mentioned – there’s one key element that brings all 3 together – and if works brilliantly. Yet I reserve that especially for my 1-on-1 clients. When you combine all 4 you can successfully let go seemingly effortlessly. Be warned though… Once you find a good person, they’ll fly through all your old jobs in just a matter of hours… the same jobs that used to take you weeks to do! If you’ve ever hired someone good, you’ll know what I mean. At this point you’ll have a new fear… which will be. ‘Can I bring in enough work to keep this person busy?’ Well that’s what I work with my clients on, growing your business to keep them busy! It’ll force you to grow… and if you don’t you’ll lose money. So it’s a lot of responsibility. You need to look at the impact ‘letting go’ can have on your business. All of a sudden, if you do it right – your business can lunge forward. Or if you do it wrong – it can drive you down. Look at things like the impact of the extra wages you’ll be paying and work out your weekly, monthly and annual financial’s to calculate your new break evens and how much more you need to bring in so that the business will make a profit on employees working for you. As well, figure out your marketing to bring in the additional business to coincide with their employment so that the business can be profitable and cash flow positive every step of the way. Sound daunting? Well that’s fine, that’s where I help my clients in my 1-on-1 business coaching program. And that’s how they can grow and keep profitable, and cash flow positive. I have successfully stepped dozens and dozens of business owners through this phase so that they can grow their business. I go through all the situations that may occur when you ‘let go’ and we plan and prepare you for it – so that if any of the situations arise, are prepared for it, and you deal with it effectively and efficiently. Thus saving inordinate amounts of time, money and of course any emotional heart ache, and or stress. You’ll thank me for this! You can let go when you have reliable employees. We look at the impact of it. The business owners were excited because they now had someone that could reliably do the tasks (and in most cases the new person could do it better)… now that they had let go they had more free time… so they had to go and grow the business. When you do let go – you have no more excuses- it’s now up to you to grow the business – which is what you always wanted and that can be daunting… because everyone does it in a fraction of the time – now you have to create work to keep them busy – and that is scary.

In A Home Based Business There Is A Very Essential Skill – Considerate Yet Effective Business Communication

Some of the best ways to improve business communication is to take time to enjoy the company of your personal and business relationship. Set up a time that both of you can get together and enjoy some quality networking time. Over a round of golf enjoy a personal level conversation for example. Discussing relaxed topics will encourage stress relief. And develop trust. While you are spending time with your potential business partner, try to escape topics that may cause political stress. When the two of you are ready, begin discussing the potential business problems in a calm matter. Business people make the common mistake of trying to communicate their differences when emotions are in an uproar. You want to avoid this. It only leads to a battle of wits that no one can win. Once you learn effective home business communication skills, your overall life will improve. You begin to experience the value of relaxing and staying in control of your work from home business lifestyle. Again, starting your home based business day with relaxed communication is the first step in improving your home business relationships. Enjoy casual talk while relaxing, which may set the mood for closing a business transaction. If you are in business relationship and your prospects have children, perhaps you and your mate can plan a night together. Keep your home based business goals and plans in sight and well focused. That goal and plan should include you working toward the healthy side of yourself. Keep in mind, changing your way of life, thinking, behaviors and going through the process of discovering your limitations could become difficult. If you can encourage the people that are in your life to work with you, it will lighten the load. Working through the difficult times is one of the ways that many people have overcome many obstacles. Improving your health will assist in handling the additional loads a home business places on an owner. The first step in committing to a successful home based business is to improve your personal life communication. Once you have enhanced your personal life, you will find it easier to forgive others of their mistakes for example. Stress will be like water off a duck’s back. Still, enhancing your personal life communication takes effort on you and your families part. It is up to you to put passion behind improving the business communication in your home based business. Let’s roll up our sleeves and make something practical of all this. Go to all of your websites on the internet and “Experience your site through a client’s perspective”… Typically you will get little pointers on what to fine tune. Get used to it. Remember – you are not getting the results from the integrity of your marketing skills. You goal is to gather client feedback to your offering and fine tune your offer to match their passion to buy.

Overview of Business Cash Advance and Small Business Loan Options For Small Business Owners and Entrepreneurs

Getting the right business funding is critical for business owners to establish, renovate or expand their business. One can have an array of choices for raising the capital necessary for running and growing a business. However not all loans are suitable for every business owner. The key then is to evaluate your business situation and then approach suitable lenders. If they are satisfied with your capability to pay back the loan, they would be willing to lend with a set of terms and conditions that should be acceptable to you as well. However, you must pay attention to detail, as there are few options at your disposal when it comes to getting a loan. The foremost step is to take stock of your current financial position and ask yourself few important questions before approaching a lender. 1. You need to be sure about the amount you want for your business. Having a business plan with the financial model will be helpful in estimating the amount. If you are a business start-up then it is prudent to list all expenses you think you would incur in the initial months of your business operation. 2. Once you know the amount you actually need for your business, outline your spending plan for the lenders. Typical small business will use the money to hire employees, advertise, buy equipment, buy real estate, or to pay off an outstanding debt. 3. You also need to lay out a repayment plan. Your financial statements and cash flow projections will come in handy to prove that yours is a profitable business and you would be able to pay back the loan in a timely fashion. 4. There is a possibility that you will be denied the loan. What would you do then? You will have to accept rejection gracefully so that you come across as a determined personality and not be easily discouraged. There are many avenues to get a loan. Some of them are as follows: Small business loans: This remains the most common way to get funding for your business. You can get such a loan from various sources, such as, credit unions, banks, small business associations or even from an angel investor. To get a small business loan you will have to furnish the business plan, your credit history and other relevant information. Business or Merchant cash advance: This loan is sanctioned based on potential credit card sales and is perfect for the small and midsized business who find it difficult to get a loan approved from leasing companies or banks. The requirement for this loan is a credit card processing agreement with the funding merchant. Unsecured business loans: Financial institutions offer such loans without securing the borrowers asset and are provided in many packages such as credit card debt, personal loans, credit facilities, overdraft facilities, lines of credit and corporate bonds. Interest rates on such loans can be in double digits if your credit score is less than perfect.